We're independent of mortgage companies and banks, offer a personal service and work hard to get you the best deal available.  Give us a call today to discuss your requirements, or click through to our whole-of-market Decision in Principle form

 

Get a  decision in principle

Property Finance Central is your central point for borrowing and insurances.

Mortgages & Insurances

Property Finance Central aims to be your go-to place for all your mortgage and protection needs. Our passion is for ensuring you get the best deal in the shortest time in today's confusing world of  financial regulation, form filling and stringent affordability tests.

As well as straight forward mortgages and remortgages, we can help with “difficult” mortgages, such as those for the self employed, contractors or people who work abroad.

Get in touch to find out about everything we can do to help you buy your first house, borrow to move home or protect your property, possessions and health.

Remortgage

• get a better interest rate

• finance the deposit on a buy to let

• pay your mortgage off quicker

• borrow money for home improvements

 

New purchase mortgage

• buy for the first time

• move home

• buy a second home

 

Buy to let

• your first buy to let or remortgage a large portfolio

 

Bridging finance

• buy quickly at auction

• buy a property considered unmortgageable by high street lenders

• extend a lease

• pay a large unexpected bill

Buildings & contents insurance

• 5 star insurance policies to cover your home against damage and theft

 

Critical illness insurance

• provide a lump sum on diagnosis of a critical illness

 

Life insurance

• lump sum on death to cover funeral costs and ensure your mortgage is paid off

• family income to provide an annual sum to your partner until your children leave full time education

 

Permanent health insurance

• provide a ‘private sick pay’ replacement income if you are unable to work for  due to illness

 

Business insurance

• safeguard your business in the event of death or long term illness

 

Private medical insurance

• provide funds to pay for private medical treatments

Best mortgage deal every time

PFC are independent advisors; meaning we're not tied to lenders, mortgage providers or insurance companies. This ensures we can scour the entire intermediary market to find mortgage and protection packages that suit you and your circumstances.

Payment for our services can be via commission, a fee charged to clients or a combination of both. Everything is laid out and discussed beforehand so you always know what to expect.

It can often feel like you're drowning in a sea of paperwork, difficult decisions, applications and financial jargon. We explain it in plain English, help you make decisions and make sure you explore all your options.

Get in touch to find out how we work and what we can do to help. Alternatively fill in our online whole-of-market Decision in Principle form to get our professional opinion on what you can expect.

 

Get a  decision in principle

“Thank you so much for the great service we have received from you, you are very professional and impressive…”

–Mr & Mrs S, Wokingham

Who is Property Finance Central

Property Finance Central is owned and run by a small family group of successful business men and women who have spotted a gap in the market for an independent, friendly and approachable mortgage and protections advisor.

Michelle  is the financial professional who will research the market on your behalf and advise on what's available. She is qualified (CeMAP, DipFS, CertRBCB) and has 20 years of experience in the mortgage, property and financial world. Two other directors fill important business support roles and remain mostly behind the scenes.

Talk to Michelle today to find out how we can help with all your property related finances.

Get in touch…

PFC has offices in Wokingham and Woodley near Reading.  We help people both face to face and over the internet.. Please get in touch if you'd like a quick chat to find out if we can help you.

 

Property Finance Central • Unit 8, Base 329 • Headley Road East • Woodley • Reading • Berkshire RG5 4AZ

 

07740 141769

0118 437 4700

hello@propertyfinancecentral.co.uk

 

If you'd like to keep up with developments in the property  market and read Michelle's thoughts and opinions, subscribe to her blog and follow us on Twitter…

    pfc blog

  @propfincen

 

Alternatively , use the button to get a decision in principle…

 

Get a  decision in principle

Opening times

 

Drop-in appointments

10am – 3pm Monday to Thursday

 

All other times, including Saturday mornings by prior arrangement.

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

 

Michelle Douglas trading as Property Finance Central Ltd.
Property Financial Central Ltd submits business via Simpson Financial Planning Ltd who is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA does not regulate some forms of bridging loans and buy to let mortgages.

Simpson Financial Planning Ltd. Company Registered No. 3658803 (England)

Property Finance Central Ltd. Company Registered No. 10420343 (England)

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We're independent of mortgage companies and banks, offer a personal service and work hard to get you the best deal available.  Give us a call today to discuss your requirements, or click through to our whole-of-market Decision in Principle form

 

Get a  decision in principle

Get in touch to find out how we work and what we can do to help. Alternatively fill in our online whole-of-market Decision in Principle form to get our professional opinion on what you can expect.

 

Get a  decision in principle

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Thank you! We’ll keep you posted!

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Thank you! We’ll keep you posted!